The information we collect about you
We may collect personal information from and about users and their visits to the site.
Personal Information: When using the Website, you may be asked to provide or otherwise choose to provide personal information. We collect personal information via the Website through users’ activities, transactions, and completion of online forms on the Website. Such information is also collected when users register or subscribe on our Website for accounts or other features (such as our online newsletter), make online purchases, enter contests, compete surveys, submit questions to us using a “contact us” or similar feature on our Website, send us an e-mail, or in any other way submit personal information to us via our Website. We consider “personal information” to include, for example, contact information, such as name, postal address, e-mail address and telephone number, as well as credit card and other payment information, demographic information and/or other information that may identify you as an individual or allow online or offline contact with you as an individual.
Web Usage Information: Our servers collect the browser type and IP address of all the Website visitors. Our servers may also record the referring page that linked users to the Site; the pages users visit on this Site; the Web site users visit after leaving this Site; other information about they type of Web browser, computer, platform, related software and settings users and their computers are using; any search terms users have entered on this Site or a referral site; and other Web usage activity and data logged by our Web servers. This “clickstream” data also may be combined with other information about out users, including personal information.
Web usage information may be collected and used on our behalf by our Service providers.
Cookies and other tracking technologies
How we use your information
Personal information: We will use your personal information for various purposes, including, for example, to respond to your requests, process your orders or transactions, and to provide you with our product and service offerings. We may also use your personal information to maintain our internal record keeping. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. We may match information collected from you through different means or at different times, including both personal information and web usage information, and use such information along with information obtained from other sources, including third parties. We may analyze user behavior as a measure of interest in, and use of, our Website and e-mails, both on an individual basis and in the aggregate.
Web Usage Information: We use web usage information of and about our users for various purposes. For example, cookies may enable us to relate your use of the Website to other information about you, including your personal information. Additionally, we use this information for internal system administration, to help diagnose problems with our servers, to analyze this information to increase the functionality and user-friendliness of the Site, to better tailor the Site to our users’ needs, and to otherwise operate and administer the Site. Such information may also be used to gather broad demographic information, such as country of origin and Internet Service Provider. We may also link this web usage information with personal information.
Your rights to opt in/opt out
You may have the right to “opt in” and/or “opt out” of certain of our uses of your personal information. For example, at times when you are requested to provide personal information on this Site or in connection with our communications, you may have the opportunity to elect to, or not to receive correspondence from us. You may opt out of our promotional e-mails by clicking on an opt-out or “unsubscribe” link within the promotional e-mail you receive. Please understand that if you opt out of receiving promotional correspondence from us, we may still contact you in connection with your relationship, activities, transactions and communications with us.
Links to Other Websites
While we will endeavor to protect the security and integrity of any sensitive personal information that may be provided by our users to this Website, complete security is not always possible. Due to the inherent nature of the Internet as an open global communications vehicle, we cannot guarantee that information, during transmission through the Internet or while stored on our systems or otherwise in our care, will be absolutely safe from unauthorized access or use.
Accessing and changing information
You may access and update the personal information you have provided to us via the Site by visiting the “Your Account” area of your account on this Site.
Consent to processing
By providing personal information to this Website, you consent to the collection, maintenance, processing and transfer of such information in and to the United States and other countries and territories, pursuant to the laws of the United States, which may provide lesser privacy protections than the laws of other countries.